A better way to pay,

get paid

and keep

money flowing

A better way to pay,

get paid

and keep

money flowing

A better way to pay,

get paid

and keep

money flowing

Individual IBANs

Global transfers

Currency exchange

Card pay-ins

Card payouts

Payment links

API

Custom HPP

Secure transactions

Transparent fees

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Total Balance

£20,670

GBP

New subscriptions

+ 5.8%

Monthly sales

+ £1,060

Send

Exchange

Payout

Simplify finance,

amplify growth

It's your money,

take control of it

Manage all of your finances in a single account, linked directly to your payments

Keep money flowing

Accept and send
online payments

Variety of
payment options

Apple Pay

Google Pay

Cards

Subscriptions

Two-phase transactions

Wallets

Visa

Mastercard

SWIFT

SEPA

SEPA Instant

ACH

Over 150 currencies

API payment integration,

custom payment page, and payment links

Smart dashboard for payments and fund management

One platform for card acquiring and daily banking

Card payouts and bank transfers worldwide

Free multi-currency accounts with individual IBANs

Free multi-currency accounts with Individual IBANs

Free multi-currency accounts with individual IBANs

Build trust
with a secure and
compliant partner

1 billion

processed transactions

Licensed
and compliant

Visa and Mastercard principal member

Secure and safe

Our secure account ensures safe transactions, protecting your business and supporting growth

87%

acceptance rate

€0

settlement fee
and monthly charge

150+

currency type

Regulated
and certified

FCA regulated, EU licensed, and supervised by the Bank of Latvia — giving your business a reliable and compliant payment foundation

Read About us

,

join our LinkedIn

community

and follow us

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

© Copyright xpate 2025. All right reserved.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

UK: In the United Kingdom, services are provided by xpate Ltd, a company incorporated in England and Wales (registered number: 11920779), with an office at Level 18 40 Bank Street, Canary Wharf, London, England, E14 5NR. xpate is authorised by the Financial Conduct Authority (Reference number: 901021) to issue electronic money (e-money) and provide payment services. EEA: In the European Economic Area, services are provided by xpate SIA, which is incorporated in Latvia (registered number: 40203411426) with an office at Dzirnavu Street 42, Riga LV-1010, Latvia. xpate SIA has an electronic money institution operating licence issued by Latvijas Banka (Licence number 27-55/2023/7) to issue electronic money and provide several payment services.You may contact us via e-mail at wecare@xpate.com.