xpate SG everywhere
The PayOut solution for your business
Overseas money transfers for businesses
fast, with competitive exchange rates and low fees to pay
1
Create your xpate account
2
Top Up your account
3
PayOut from SGD in 20+ currencies with real exchange rate
4
Save on fees and grow your business
Online, transparent, quick and safe payments solution at your fingertips
Business account for international payments without monthly fees, high rates or hidden charges. Pay your employees, contractors, vendors or suppliers all over the globe for less
Cross border payments for SMEs made easy
Make your international payments 5x cheaper than the old-school traditional banks
We are a licensed financial institution
which is regulated by the Monetary Authority of Singapore as a Major Payment Institution
We follow strict regulation supervised by the Monetary Authority of Singapore under license (No. 201808498D) registered in Singapore for Novum Financial Technologies Pte. Ltd
xpate is a payments platform that prioritises simplicity, speed and user experience. We always act fairly to our client and protect their interests
Keep your money safe
It is our priority. 24/7 accessible, safe to keep, safe to transfer
Fair prices, no hidden fees
No subscriptions and no monthly fees. You’ll always see the fee upfront and only pay for what you use.
Account opening
Free
Analytics
Free
Insights Panel
Free
International transfer
From 0.2%
FX Margin
From 0.2% above interbank / market rate* / Fee varies by currency
Holding positive balance on account
Free
Account maintenance
Free
Account closure
Free