xpate SG everywhere
The PayOut solution for your business
Overseas money
transfers for businesses
fast, with competitive exchange rates and low fees to pay
1
Create your
xpate account
2
Top Up
your account
3
PayOut from SGD in 20+ currencies with real exchange rate
4
Save on fees
and grow your business
Online, transparent, quick and safe payments solution at your fingertips
Business account for international payments without monthly fees, high rates or hidden charges. Pay your employees, contractors, vendors or suppliers all over the globe for less
Cross border payments for SMEs made easy
Make your international payments
5x cheaper than the old-school traditional banks
We are a licensed financial institution
which is regulated by the Monetary Authority of Singapore as a Major Payment Institution
We follow strict regulation supervised by the Monetary Authority of Singapore under license (No. 201808498D) registered in Singapore for Novum Financial Technologies Pte. Ltd
xpate is a payments platform that prioritises simplicity, speed and user experience. We always act fairly to our client and protect their interests
Keep your money safe
It is our priority. 24/7 accessible, safe to keep, safe to transfer
Fair prices, no hidden fees
No subscriptions and no monthly fees. You’ll always see the fee upfront and only pay for what you use
Account opening
Free
Analytics
Free
Insights Panel
Free
International transfer
From 0.2%
FX Margin
From 0.2% above interbank / market rate* / Fee varies by currency
Holding positive balance on account
Free
Account maintenance
Free
Account closure
Free
xpate.sg is offered by Novum Financial Technologies Pte. Ltd regulated by the Monetary Authority of Singapore as a MajorPayment Institution (licence No. PS20200538). xpate.sg is part of the global xpate brand.
FAQ
What are the requirements to open an xpate SG account?
If you are a company registered in Singapore, you are eligible to open an account. All the relevant documents will be collected during the onboarding process. Not a business in Singapore and interested in opening an account, contact us.
How do I apply for an account?
Are there any costs to open an account?
How long does the account opening take?
Is xpate SG safe?
How does xpate SG keep your money safe?
What would happen if xpate became insolvent?