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Powering multi-party money flows

Move money between customers, sellers, partners and platforms efficiently

Start with xpate

→

Money rarely moves between only two parties

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Customers pay

Every payment starts with the customer's preferred way to pay

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Platforms collect
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Funds are routed
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Sellers are paid
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Complexity stays under control
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Customers pay

Every payment starts with the customer's preferred way to pay

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Platforms collect

Funds are collected into a single operational flow

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Funds are routed

Funds are routed based on your business logic

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Sellers are paid

Sellers receive payouts automatically and on schedule

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Complexity stays under control

Complexity grows. Control stays with you

How xpate support it

Accept Money

→

Collect payments from customers globally

Card Payments

Local Payment Methods

Payment Links

Recurring Payments

Smart Routing

Move Money

→

Route and distribute funds efficiently

Global Payouts

Mass Payouts

Instant Payouts

Bank Transfers

Card Payouts

Manage Money

→

Maintain visibility across accounts and balances

Multi-Currency Accounts

Named IBANs

FX & Currency Conversion

Reporting & Analytics

Access Control

Protect Money

→

Monitor risk across the payment flow

Fraud Prevention

Recipient Verification

Authorization Optimization

Dispute Management

Device Intelligence

How xpate support it

Accept Money

→

Collect payments from customers globally

Move Money

→

Route and distribute funds efficiently

Manage Money

→

Maintain visibility across accounts and balances

Protect Money

→

Monitor risk across the payment flow

Use cases

Use cases

  • Marketplaces

    Connect buyers, sellers and payments in one flow

  • SaaS Platforms

    Support subscriptions, usage-based billing and one-off payments

  • Subscription Businesses

    Recurring payments designed for long-term customer relationships

  • Streaming Platforms

    Deliver seamless access with recurring and on-demand payments

  • Marketplaces

    Connect buyers, sellers and payments in one flow

  • SaaS Platforms

    Support subscriptions, usage-based billing and one-off payments

  • Subscription Businesses

    Recurring payments designed for long-term customer relationships

  • Streaming Platforms

    Deliver seamless access with recurring and on-demand payments

  • Marketplaces

    Connect buyers, sellers and payments in one flow

  • SaaS Platforms

    Support subscriptions, usage-based billing and one-off payments

  • Subscription Businesses

    Recurring payments designed for long-term customer relationships

  • Streaming Platforms

    Deliver seamless access with recurring and on-demand payments

Why xpate

Centralized financial operations
€ 263,159,466
€ 263,159,466

€

148,159,466

$

52,064

£

61,624

Automate statement email delivery ✨
Schedule monthly acquiring balance statements via email

Set up schedule

Other automations

Message

Cashflow

€ 314,999.88

Incoming

+ € 510,000.20

Outgoing

- € 195,000.32

Last transactions

Gato Blanco S.L.

Incoming transfer

completed

+ € 35,342.00

Urban Haven

Outgoing transfer

processing

- € 1,345.89

Sebastian Cart

3 refunds

completed

- € 1,124.79

Card payouts

€ 18,543,786.23

Flexible payout and settlement capabilities

Payout batch · 14 recipients

Scheduled for 19 Jun

total €40,200

Infrastructure for multi-party money movement
Visibility across the full money flow
Visibility across the full money flow

Let's build your payment flow

Accept, manage, move and protect money through one integrated hub

Does you company have a licence?

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Do you prefer email?

hello@xpate.com

Copy Icon
Copied Icon

Copied

Let's build your payment flow

Accept, manage, move and protect money through one integrated hub

Does you company have a licence?

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Do you prefer email?

hello@xpate.com

Copy Icon
Copied Icon

Copied

Let's build your payment flow

Accept, manage, move and protect money through one integrated hub

Does you company have a licence?

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Do you prefer email?

hello@xpate.com

Copy Icon
Copied Icon

Copied