xpate isn’t just a team. xpate is a movement

Born in Riga, Latvia, and now spanning the globe, xpate's heart beats in its people

We're challengers. Builders. Doers.

Here to simplify, amplify, unify, and fortify the payment industry

Visionary

We don’t just passively wait for the future. We create it

Intentional

We cut through complexity. But never oversimplify

Innovative

If there are no solutions, we don’t give up. We invent them

Here, you make a difference.

From day one

You’re valued
for being you

Your contribution is celebrated, day in and day out. Welcome to a place where every voice matters

You’re collaborating across borders

You’re not alone, we grow and succeed together. Every challenge is an opportunity to thrive

You’re
trusted to
lead the way

Latvian roots, global reach 

From our Riga HQ, xpate’s vibrant team blends Latvia’s innovative spirit with a global outlook. From Riga and London to Singapore and beyond

Who are we looking for

You bring ideas, innovations, and solutions

You think of possibilities. You’re always ahead of the curve. If there’s no clear path, you find one. If there’s no solution, you create one

You bring ideas, innovations, and solutions

You think of possibilities. You’re always ahead of the curve. If there’s no clear path, you find one. If there’s no solution, you create one

You bring ideas, innovations, and solutions

You think of possibilities. You’re always ahead of the curve. If there’s no clear path, you find one. If there’s no solution, you create one

You’re agile, resilient, and self-driven

You can work from anywhere, with anyone, on anything. You thrive in the unknown, and you value freedom because you know how to use it

You’re agile, resilient, and self-driven

You can work from anywhere, with anyone, on anything. You thrive in the unknown, and you value freedom because you know how to use it

You’re agile, resilient, and self-driven

You can work from anywhere, with anyone, on anything. You thrive in the unknown, and you value freedom because you know how to use it

You’re here for the mission, the vision, and the journey

Fintech interests you. The payments industry makes you curious. And if they don’t yet, you’re open to learning and getting into it, fast

You’re here for the mission, the vision, and the journey

Fintech interests you. The payments industry makes you curious. And if they don’t yet, you’re open to learning and getting into it, fast

You’re here for the mission, the vision, and the journey

Fintech interests you. The payments industry makes you curious. And if they don’t yet, you’re open to learning and getting into it, fast

If this sounds like you, we’re ready when you are

If this sounds like you, we’re ready when you are

If this sounds like you, we’re ready when you are

Our promise to you

1. Well-being & connection

Because you matter to us more than anything

Full health coverage

Dental, mental health, vision, massages, and more for Latvia-based employees (with up to €1,000 coverage for remote team members)

Life’s milestones

Gifts for birthdays, weddings, new family members, every work anniversary, plus support when life gets tough

Team culture

Weekly brunches, events, and celebrations that bring us together

2. Flexibility & work-life balance

Work how, where, and when you thrive

Hybrid model

Mix remote and office work, plus
a monthly co-working allowance for remote team members

Flexible hours

Work when you’re most productive, supported by a vibrant workspace
in central Riga

Generous time off

Recharge days, paid leave,
and bonus days for life’s key moments

3. Big impact & everyday comforts

Everything you need to do your best work

Gear & growth

Apple tech and xpate-backed education to help you grow

Ownership & impact

Lead projects end-to-end and make a real impact in a culture where your voice counts

Everyday extras

Stocked kitchen, loyalty card,
city-centre parking, onboarding pack, and company merchandise

1. Well-being & connection

Because you matter to us more than anything

Full health coverage

Dental, mental health, vision, massages, and more for Latvia-based employees (with up to €1,000 coverage for remote team members)

Life’s milestones

Gifts for birthdays, weddings, new family members, every work anniversary, plus support when life gets tough

Team culture

Weekly brunches, events, and celebrations that bring us together

1. Well-being & connection

Because you matter to us more than anything

Full health coverage

Dental, mental health, vision, massages, and more for Latvia-based employees (with up to €1,000 coverage for remote team members)

Life’s milestones

Gifts for birthdays, weddings, new family members, every work anniversary, plus support when life gets tough

Team culture

Weekly brunches, events, and celebrations that bring us together

2. Flexibility & work-life balance

Work how, where, and when you thrive

Hybrid model

Mix remote and office work, plus
a monthly co-working allowance for remote team members

Flexible hours

Work when you’re most productive, supported by a vibrant workspace
in central Riga

Generous time off

Recharge days, paid leave,
and bonus days for life’s key moments

2. Flexibility & work-life balance

Work how, where, and when you thrive

Hybrid model

Mix remote and office work, plus
a monthly co-working allowance for remote team members

Flexible hours

Work when you’re most productive, supported by a vibrant workspace
in central Riga

Generous time off

Recharge days, paid leave,
and bonus days for life’s key moments

3. Big impact & everyday comforts

Everything you need to do your best work

Gear & growth

Apple tech and xpate-backed education to help you grow

Ownership & impact

Lead projects end-to-end and make a real impact in a culture where your voice counts

Everyday extras

Stocked kitchen, loyalty card,
city-centre parking, onboarding pack, and company merchandise

3. Big impact & everyday comforts

Everything you need to do your best work

Gear & growth

Apple tech and xpate-backed education to help you grow

Ownership & impact

Lead projects end-to-end and make a real impact in a culture where your voice counts

Everyday extras

Stocked kitchen, loyalty card,
city-centre parking, onboarding pack, and company merchandise

How we hire

We'll take it from

there by reviewing your experience and diving into what makes you, you

The intro call

A 30-minute intro call to tell you more about xpate, hear your story, and see if there’s a spark

Team chat

Meet the team, dive into the role, and learn how we work. You bring the questions, we bring the answers

Open vacancies

Don’t see a role that fits right now? We’re always on the lookout for sharp minds and fresh energy. Send your CV to job@xpate.com, we’d love to hear from you

© Copyright xpate 2025. All right reserved.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

UK: In the United Kingdom, services are provided by xpate Ltd, a company incorporated in England and Wales (registered number: 11920779), with an office at Level 18 40 Bank Street, Canary Wharf, London, England, E14 5NR. xpate is authorised by the Financial Conduct Authority (Reference number: 901021) to issue electronic money (e-money) and provide payment services. EEA: In the European Economic Area, services are provided by xpate SIA, which is incorporated in Latvia (registered number: 40203411426) with an office at Dzirnavu Street 42, Riga LV-1010, Latvia. xpate SIA has an electronic money institution operating licence issued by Latvijas Banka (Licence number 27-55/2023/7) to issue electronic money and provide several payment services.You may contact us via e-mail at wecare@xpate.com.