Fully regulated operations, fearlessly bold opportunities

Fully regulated operations, fearlessly bold opportunities

Fully regulated operations, fearlessly bold opportunities

Individual IBANs

Global transfers

Currency exchange

Card pay-ins

Card payouts

Payment links

API

Custom HPP

Secure transactions

Transparent fees

Tailored to solve
industry-specific challenges

iGaming & Betting

Instant player payouts, seamless deposits, and risk management to ensure smooth operations

Crypto &
Digital Assets

Fast and smooth onboarding, chargeback and fraud management, crypto-friendly banking with named IBANs and crypto payouts

Mature & premium content sector

Secure payments, robust fraud protection, and high approval rates for global transactions

Forex & Trading

Fast and reliable payments, efficient settlements, and multi-currency support for your trading operations

All-in-One
Payment & Banking Hub

A single platform for managing payments, banking*, and financial operations—optimizing cash flow, reducing admin time, and ensuring cost efficiency

Payments features

Fraud & Chargeback management with an in-house dispute portal and expert risk support

Seamless integration with a developer-friendly API and a custom-hosted payment page

Card and wallet pay-ins,
2-phase transactions, instant payouts, and recurring payments

Multi-currency accounts

Named IBANs for seamless global transactions and invoicing

Manage funds across various currencies with competitive FX rates

Day-to-day details and extras

For better payments and banking with a competitive edge

Transparent pricing

Competitive fees with no hidden costs—flat, blended, or IC++ pricing

Enterprise-grade security

AI-enhanced fraud detection, industry-standard encryption, and commitment to regulatory compliance

Accelerated go-live

Tailored onboarding

Personalized setup

Seamless implementation

Top-tier merchant portal and advanced reporting

Customisable dashboards and comprehensive automated reporting for reconciliation and internal analysis

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

Start simplifying
your payments

Choose products

xpate needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

© Copyright xpate 2025. All right reserved.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

*Not a bank, just doing all the cool stuff banks do—without the boring branches, confusing fees, or stuffy suits. You're welcome.

UK: In the United Kingdom, services are provided by xpate Ltd, a company incorporated in England and Wales (registered number: 11920779), with an office at Level 18 40 Bank Street, Canary Wharf, London, England, E14 5NR. xpate is authorised by the Financial Conduct Authority (Reference number: 901021) to issue electronic money (e-money) and provide payment services. EEA: In the European Economic Area, services are provided by xpate SIA, which is incorporated in Latvia (registered number: 40203411426) with an office at Dzirnavu Street 42, Riga LV-1010, Latvia. xpate SIA has an electronic money institution operating licence issued by Latvijas Banka (Licence number 27-55/2023/7) to issue electronic money and provide several payment services.You may contact us via e-mail at wecare@xpate.com.