We weren't impressed at all with the e-commerce payment world. So we reinvented it.
One solution for all your financial needs
CollectpaymentsCollect payments
MakepaymentsMake payments
xpate provides a free business account that can help you expand your company's reach. Take advantage of this beneficial service and maximize the potential of your business
- Instantly access funds collected from every sale for smooth cash flow management
- Easily make payouts, transfers or receive funds with 24/7 Faster Payments, SEPA Instant or SWIFT
- Keep track of your finances in real-time
- Top-notch security protocols to keep your money safe with us
ReallyinstantReally instant
Unlike our competitors, we give you really instant access to collected funds
- See money available on your account minutes after the transaction on your website
- Use this money for whatever you were waiting to do with it
- It is happening automatically, after any card transaction on your website and for no additional cost
We offer 
Grow yourbusiness fasterwith xpateGrow your/business faster/with xpate
We offer
Simplicity
Get ready to simplify your business growth with xpate. We give you back your time so you can focus on growing your business – because at xpate, we believe that efficient money flow is essential to success
Discover the power of worry-free financial security with us. As a licensed financial institution under FCA supervision and PCI DSS Level 1 compliance, we take the security of your money and data very seriously.
We keep your funds secure at all time, so you can rest assured that your money is safe with us — unlike banks where your funds are lent out to others.
Our onboarding and e-commerce payments integration makes it easy for you to quickly get set up and start accepting payments.
Welcome to a world without payment headaches.
Our powerful money flow platform makes it easy to know, control and manage your business with total transparency.
Track all of your sales in real-time, so you can be sure that what you see is what you get — no hidden fees or surprises. All automated and in one intuitive interface.
Discover the power of worry-free financial security with us. As a licensed financial institution under FCA supervision and PCI DSS Level 1 compliance, we take the security of your money and data very seriously.
We keep your funds secure at all time, so you can rest assured that your money is safe with us — unlike banks where your funds are lent out to others.
Our onboarding and e-commerce payments integration makes it easy for you to quickly get set up and start accepting payments.
Welcome to a world without payment headaches.