This is xpate

We weren't impressed with the e-commerce payment world. So we reinvented it.

One solution for all your financial needs

Collect
payments
Collect payments

Streamline your business with a reliable payment processing system that has a plugin designed for your e-commerce platform, or leverage the power of APIs for your online shop.

  • Process card payments with VISA and Mastercard
  • Take control of your checkout experience
  • Save with our competitive pricing
  • Get INSTANT access to all collected funds - no waiting around

Make
payments
Make payments

xpate provides a free business account that can help you expand your company's reach. Take advantage of this beneficial service and maximize the potential of your business

  • Instantly access funds collected from every sale for smooth cash flow management
  • Easily make payouts, transfers or receive funds with 24/7 Faster Payments, SEPA Instant or SWIFT
  • Keep track of your finances in real-time
  • Top-notch security protocols to keep your money safe with us

Really
instant
Really instant

Unlike our competitors, we give you really instant access to collected funds

  • See money available on your account minutes after the transaction on your website
  • Use this money for whatever you were waiting to do with it
  • It is happening automatically, after any card transaction on your website and for no additional cost
Financial platform of your e‑commerce dream

We offer

Grow your
business faster
with xpate
Grow your/business faster/with xpate

  • Collect payments and make payments and transfers from one platformeeee
  • Use instantly collected funds to make payments and transfers
  • Always know where your money is and how much you have. No hidden fees, no surprises
  • Make your business grow with tools and time saved from avoiding payment headaches

We offer

Simplicity

Get ready to simplify your business growth with xpate. We give you back your time so you can focus on growing your business – because at xpate, we believe that efficient money flow is essential to success

Secure

Discover the power of worry-free financial security with us. As a licensed financial institution under FCA supervision and PCI DSS Level 1 compliance, we take the security of your money and data very seriously.

We keep your funds secure at all time, so you can rest assured that your money is safe with us — unlike banks where your funds are lent out to others.

03
Seamless

Our onboarding and e-commerce payments integration makes it easy for you to quickly get set up and start accepting payments.

Welcome to a world without payment headaches.

01
Transparent

Our powerful money flow platform makes it easy to know, control and manage your business with total transparency.

Track all of your sales in real-time, so you can be sure that what you see is what you get — no hidden fees or surprises. All automated and in one intuitive interface.

02
Secure

Discover the power of worry-free financial security with us. As a licensed financial institution under FCA supervision and PCI DSS Level 1 compliance, we take the security of your money and data very seriously.

We keep your funds secure at all time, so you can rest assured that your money is safe with us — unlike banks where your funds are lent out to others.

03
Seamless

Our onboarding and e-commerce payments integration makes it easy for you to quickly get set up and start accepting payments.

Welcome to a world without payment headaches.

01

Transparent
fees
Transparent fees

Easy
integration
Easy integration