xpate has launched xpate Pro, an API-based service that lets businesses manage accounts, initiate transfers and access financial reporting directly from their own software.

For SaaS companies, marketplaces and fintechs, the launch supports a shift towards embedding financial services into the platforms their teams and customers already use. Account balances, transaction histories and payouts can become part of existing workflows, reducing the need to switch between banking interfaces or collect reports manually.

Mike Shafro, CEO and Founder of xpate, connects this development with changing business expectations: managing money should fit naturally into everyday work. xpate Pro brings account information, money movement and reporting together, giving businesses the tools to automate processes within their products and internal systems.