xpate has partnered with fintech company Bilder, providing the payment infrastructure that enables Bilder’s customers to fund their accounts instantly by card. Available 24/7, the service supports individuals and businesses managing money across borders, including outside the eurozone.

This partnership is an example of how xpate helps fellow fintech companies add payment services to their existing products. By integrating xpate’s infrastructure, Bilder can offer round-the-clock card top-ups without building and maintaining the underlying payment systems itself.

Katia Puchkova, Chief Operating Officer at xpate, describes the collaboration as part of the company’s work to help fintechs meet practical customer needs. Here, that means combining xpate’s payment technology with Bilder’s services to make account funding available beyond traditional banking hours.