xpate, the all-in-one payments and banking hub, has partnered with SEON, the command centre for real-time fraud prevention and AML compliance, to help merchants manage online fraud risks without adding friction to payments.

The partnership integrates SEON’s fraud detection and data enrichment tools directly into xpate’s transaction monitoring and compliance systems, supporting real-time payment protection without additional technical setup for merchants.

The tools help identify suspicious activity and account takeovers, with rules that can be configured around different merchant needs. The collaboration combines payment security, risk management, and regulatory compliance with a shared focus on keeping transactions seamless for customers across international markets.