Get your own online store for free

Secure your spot in our programme now and let us build you you own online store! Hurry up; spots are limited.

What will you get along with a new e-commerce store built by us?

Curious about the fine print? It's simple and straightforward. Our only requirement is that you use xpate as your payment gateway. Here are the benefits you'll enjoy with this arrangement:

Receiving funds almost immediately

Our users can access their hard-earned money minutes after each online transaction, putting the power in their hands for uninterrupted cash flow.

Trust and Security

Our robust fraud prevention tools and compliance measures protect transactions at a high level. xpate operates as a licenced financial institution under FCA supervision and PCI DSS Level 1 compliance.

Enhanced Customer Experience

xpate empowers you to offer major credit cards and popular e-wallets for convenient payments like Visa, Mastercard, Apple Pay, and Google Pay. Enhance conversions and thrive with a seamless checkout experience.

Dedicated Support and Expertise

Experience unparalleled support and guidance with xpate's dedicated team of payment experts. Our knowledgeable staff is available around the clock to assist you with any questions or concerns, ensuring smooth operations and continuous growth.

Competitive pricing

With xpate, you pay as you go. For example, for a £99 sale made with a UK card, you'll have instant access to over £97.50 of that sale to reinvest straight away to grow your business faster. In case the customer uses an EU-based card, you'll receive £96.52 to start using right away.

Small business tailored

At xpate, we online payment for small business. Unlike our competitors, we believe that every business deserves a chance to succeed, regardless of its size or processing history. That's why we serve businesses of all sizes, including those that are just starting out.

Transaction based pricing

Credit and debit cards

Integrated per-transaction pricing, means no setup or monthly fees

1.3% + £ 0,2

for UK cards

+1.0% for European Economic Area cards

International cards

Additional fees required for international cards and conversion to UK Pounds

1.3% + £ 0,22.8% + £ 0,2

for international cards

3D Secure authentication

3D Secure is an authentication method used to verify a customer's identity before an online card transaction

1.3% + £ 0,2Included

Instant Funds Availability

Your clients funds will be accessible and usable minutes after successful transaction on your website

1.3% + £ 0,2Included


A pre-built, hosted payments page optimized for best conversion

1.3% + £ 0,2Included

Disputed payments
(also known as chargebacks)

If the cardholder’s bank abandons the dispute in your favour, the fee is fully refunded

1.3% + £ 0,2£ 30

per chargeback

Partial or full refund fee

The payment processing fees from the original charge are not returned

1.3% + £ 0,2£ 1

per refund

Payment Links

Create links to sell products and services across any channel—no code required

1.3% + £ 0,2Included

How does it work?

At xpate, we understand the challenges of setting up an online store. That's why we've developed a unique programme designed to help product owners like you. We'll build your e-commerce store for FREE, allowing you to focus on what you do best: crafting amazing products.

1Sign Up

Kickstart your e-commerce journey: express your interest in our unique offer. Tell us about the products you're passionate about selling and share your aspirations. To ensure we're the perfect match for your business, we may request additional information. This step is all about understanding your vision and aligning our services to meet your needs.

2Let's Build Your Store

Co-create your online presence: we value your input and will work closely with you to bring your vision to life. We'll blend your wishes with our expertise to create a compelling online store. To make your products shine, we'll need high-quality images and engaging descriptions from you. This step is all about collaboration and turning your ideas into a tangible, digital storefront.

3Start Selling on Your Own Terms

Take Control of Your E-commerce Destiny: Break free from the constraints of marketplace platforms. With your own online store, you set the rules. You're now in the driver's seat, ready to steer your e-commerce business to new heights. This step is all about empowering you to control your business destiny and reach your full online potential.

Still not sure?
Still not sure?

Reasons you should sign up with xpate's offer:

1. Zero Setup Cost: We build your e-commerce store for free, eliminating the financial barriers to entry in the online marketplace.

2. Expert Guidance: Our team of e-commerce specialists will guide you through the process, providing valuable insights and recommendations to optimize your online store.

3. Customised Store: Unlike generic marketplace platforms, your store will be tailored to your brand, ensuring a unique and consistent shopping experience for your customers.

4. Full Control: You set your own terms, prices, and policies. You're in control of your business, not bound by the rules of third-party platforms.

5. Brand Building: Having your own online store helps in building a strong brand presence, which is crucial for long-term success in the competitive e-commerce landscape.


If you have any additional questions, email us at: [email protected]

What additional benefits come with the online store? Is there truly no additional cost for me?

We will cover the construction of a WooCommerce-based online store, a month of technical support, a year's worth of domain ownership and hosting, the addition of up to 20 products to your store, and the creation of a unique logo. We'll handle all the details to ensure your store is ready for promotion and success. The usage cost of xpate as your payment gateway solution is based on transactions, offering highly competitive rates in the market.

What is expected from my side in order to get the free online store built by you?

All we ask is that you use xpate for your online payment processing while you're using the store design we made for you.

How is xpate better than competitors?

At xpate, we pride ourselves on standing out from the competition in four key ways. Firstly, we offer lightning-fast access to your funds, with transactions processed within minutes of a sale being made online. Secondly, we specialise in serving small businesses. Thirdly, our customer support team is highly dedicated and easily accessible, ensuring that you receive the assistance you need when you need it. 

What is required from my side?

If we see we are a good fit, we'll need you to prepare a list of products, complete with pricing, product descriptions, and images. This will allow us to populate your online store effectively.

In addition, to utilise xpate as your payment gateway solution, it's essential that you have a company registered in the UK. You'll need to apply for onboarding with all the necessary documentation so our compliance team can conduct their checks. This is a crucial step to ensure we adhere to all regulatory requirements and provide you with a seamless, secure payment solution.


What makes me an ideal candidate to receive a free online store from you?

The perfect candidate for our free online store offer is someone who already has a range of products ready for online sale. Additionally, it's crucial that you either have a company registered in the UK or are willing to do so. Lastly, we're looking for individuals who have a clear promotional strategy in mind and are ready to launch as soon as their store is live. This combination of readiness, compliance, and strategic planning makes for a successful partnership with us.

Unleash your online potential with xpate!Don't miss your chance to transform your business! Be among the exclusive 10 to get a free online store with xpate.