Incoming card payments
1.3% + 20p
Domestic banking payments
0.0% + 0p
Get instant settlements, no longer wait for days or weeks
With no setup fees, monthly fees, or hidden fees
You'll have more money to grow your business faster than ever before
Collect funds from card payments in any currency on your website
Get access to collected funds in minutes after payment is made
Make payments and transfers using your issued account # and sort code for no additional cost
Use our pre-built plugins for your e-commerce platform or API for integration
Build your personalise checkout with our professional expertise
24/7 support via chat or email. Tutorials, documentation and technical support
Comprehensive security and rigorous compliance including AML and Data security
Manage business operations with a unified dashboard. Sales and transfers on one platform
Robust developer platform with constant improvements and third-party integrations ready for you
Grow your business faster
with one solution to all your financial needs
Opening an account with xpate, which includes issuing account details or collecting payments instruments
Usage of our APIs or pre-built plugins for e-commerce platforms
Customer or technical support we provide for you
Top-notch solutions we created for payment and data protection
You only pay as you go:
PROCESSING and COLLECTING PAYMENTS
Credit and debit cards
Integrated per-transaction pricing, means no setup or monthly fees
1.3% + £ 0.20
for UK cards
+1.0% for European Economic Area cards
International cards
Additional fees required for international cards and conversion to UK Pounds
2.8% + £ 0.20
for international cards
3D Secure authentication
3D Secure is an authentication method used to verify a customer's identity before an online card transaction
Included
Instant Funds Availability
Your funds will be accessible and usable minutes after successful transaction on your website
Included
Checkout
A per-built, hosted payments page optimized for best conversion
Included
Disputed payments (also known as chargebacks)
If the cardholder’s bank abandons the dispute in your favour, the fee is fully refunded
£ 30
per chargeback
Partial or full refund fee
The payment processing fees from the original charge are not returned
£ 1
per refund
Payment Links
Create links to sell products and services across any channel—no code required
Included
Do payments and transfers with xpate
no additional bank is necessary
E-commerce
FREE**To get the one solution to all your financial needs
Pro
£ 20/moFor businesses that have no use for our payment collection and acquiring services
! We will keep an eye on fraudulent behaviour, and we retain the right to take measures against you if we have reasons to believe you are behaving in a fraudulent manner. These measures include, but are not limited to, freezing your xpate account, withholding payouts to you from the payments collected, or even applying penalties. For more information, see our Terms and Conditions !