Pricing
One platform for all your payments with simple, pay-as-you-go pricing
(+1,0% for European Economic Area cards)
(+1,5% for International cards)
- Get instant settlements, no longer wait for days or weeks
- With no setup fees, monthly fees, or hidden fees
- You'll have more money to grow your business faster than ever before
All you need to manage funds of your business
Collect funds from card payments in any currency on your website
Get access to collected funds in minutes after payment is made
Make payments and transfers using your issued account # and sort code for no additional cost
Use our pre-built plugins for your e-commerce platform or API for integration
Build your personalise checkout with our professional expertise
24/7 support via chat or email. Tutorials, documentation and technical support
Comprehensive security and rigorous compliance including AML and Data security
Manage business operations with a unified dashboard. Sales and transfers on one platform
Robust developer platform with constant improvements and third-party integrations ready for you

with one solution to all your financial needs
- Opening an account with xpate, which includes issuing account details or collecting payments instruments
- Usage of our APIs or pre-built plugins for e-commerce platforms
- Customer or technical support we provide for you
- Top-notch solutions we created for payment and data protection
You only pay as you go:
Integrated per-transaction pricing, means no setup or monthly fees
for UK cards
+1.0% for European Economic Area cards
Additional fees required for international cards and conversion to UK Pounds
for international cards
3D Secure is an authentication method used to verify a customer's identity before an online card transaction
Your funds will be accessible and usable minutes after successful transaction on your website
A per-built, hosted payments page optimized for best conversion
(also known as chargebacks)
If the cardholder’s bank abandons the dispute in your favour, the fee is fully refunded
per chargeback
The payment processing fees from the original charge are not returned
per refund
Create links to sell products and services across any channel—no code required
Do payments and transfers with xpate
no additional bank is necessaryTo get the one solution to all your financial needs
For businesses that have no use for our payment collection and acquiring services
To get the one solution to all your financial needs
For businesses that have no use for our payment collection and acquiring services
**To subscribe to the E-commerce plan, open an account with xpate first. From within your xpate account, you can apply to our payment collection and acquiring services. After passing any additional checks, you’ll be subscribed to the E-commerce plan and can start collecting customer payments with us with no monthly fee! After a month of opening your xpate account, for each month you use it (e.g. for making or receiving transfers) and don’t use our payment collection and acquiring services (meaning, you don’t submit any e-commerce transactions to us), we will automatically move you to the Pro Plan and charge the monthly fee. We will assess whether customers should be transferred to the Pro Plan at the beginning of each month.
! We will keep an eye on fraudulent behaviour, and we retain the right to take measures against you if we have reasons to believe you are behaving in a fraudulent manner. These measures include, but are not limited to, freezing your xpate account, withholding payouts to you from the payments collected, or even applying penalties. For more information, see our Terms and Conditions !
now