Master your cash flow
No hassle integration, and you drive business forward with instant settlements. Take full control of your cash flow and speed up your business's growth with immediate access to funds. Our unique e-commerce solution enables you to receive settlements directly into your xpate multi-currency business account as soon as your customer pays.
Say goodbye to waiting 5-10 days for funds. Access your hard-earned money minutes after each online transaction, putting the power in your hands for uninterrupted cash flow
Purchase inventory, pay employees, or clear business bills at your convenience with flexible payment options. All powered business accounts at your fingertips
Reduce the cost of accepting payments by eliminating card schemes and bank fees. fees. Streamline your expenses with pay-as-you-go pricing and never worry about hidden fees again
With our Plug&Play setup, you can easily integrate with e-commerce platforms such as WooCommerce, Magento, PrestaShop, OpenCart, and more. You'll be up and running in no time, and if you need assistance, we can even handle the setup for you.
Our robust fraud prevention tools and compliance measures protect transactions at a high level. xpate operates as a licenced financial institution under FCA supervision and PCI DSS Level 1 compliance. This is why we trusted to access payments like Visa, Mastercard, Apple Pay, and Google Pay
Experience unparalleled support and guidance with xpate's dedicated team of payment experts. Our knowledgeable staff is available around the clock to assist you with any questions or concerns, ensuring smooth operations and continuous growth.
Pay as you go
Integrated per-transaction pricing, means no setup or monthly fees
for UK cards
+1.0% for European Economic Area cards
Additional fees required for international cards and conversion to UK Pounds
for international cards
3D Secure is an authentication method used to verify a customer's identity before an online card transaction
secure payment gateway
Your funds will be accessible and usable minutes after successful transaction on your website
A pre-built, hosted payments page optimized for best conversion
(also known as chargebacks)
If the cardholder’s bank abandons the dispute in your favour, the fee is fully refunded
The payment processing fees from the original charge are not returned
Create links to sell products and services across any channel—no code required
Lets compare ourselves
At xpate, we care about small businesses. Unlike our competitors, we believe that every business deserves a chance to succeed, regardless of its size or processing history. That's why we serve businesses of all sizes, including those that are just starting out.
When you choose us, you'll get more than just a payment processing solution. You'll also get a banking account that allows you to make transactions quickly and easily, so you can focus on growing your business. With our seamless integration, you can start accepting payments minutes after a sale on your website.
We understand that being a small business owner can be challenging, so we're committed to providing you with the support and resources you need to thrive. Whether you need help with payment processing, banking, or anything in between, our team of experts is here to help.
If you have any additional questions, email us at: [email protected]
Certainly! xpate is specifically built to effortlessly integrate with the leading e-commerce platforms. Whether you operate your store on WooCommerce, Magento, Prestashop, or Opencart, xpate provides simple integration solutions. Our powerful APIs and plugins facilitate a seamless connection, enabling you to swiftly begin accepting payments, hassle-free.
Unlock the game-changing power of instant settlements for your e-commerce business with xpate. Experience the advantage of immediate access to funds right after each transaction, eliminating the frustrating wait for your hard-earned money. Instant settlement fuels a healthy cash flow, empowering you to reinvest swiftly, scale your operations, and seize new growth opportunities. Stay agile and maximise your success with xpate, revolutionising the way you do business.
There are no setup fees or long-term commitments. We believe in transparency and flexibility, allowing you to start without upfront costs. Our competitive pricing plans ensure you only pay for the services you use.
xpate operates under a licenced financial institution which falls under the FCA supervision and PCI DCC Level 1 compliance. Build lasting customer trust with a safe and reliable payment experience for long-term e-commerce success.
For a £99 sale made with a UK card, you'll have instant access to over £97.50 of that sale to reinvest straight away to grow your business faster. In case the customer uses an EU-based card, you'll receive £96.52 to start using right away.